Ed's Blog

Rich Cordray of CFPB to testify today on consumer protection

By | Ed Mierzwinski
Consumer Program Director

The newly Presidentially-confirmed director of the CFPB, the nation's first financial regulator with just one job -- protecting consumers -- goes before a House Oversight and Government Affairs subcommittee today at 1:30 pm (live video).

Today's unanimous Supreme Court decision in United States v. Jones (docket 10-1259), read most narrowly, merely says: "We hold that the Government’s installation of a GPS device on a target’s vehicle, and its use of that device to monitor the vehicle’s movements, constitutes a “search.” That means the government should be careful to obtain valid warrants and comply with the Constitution's 4th Amendment limits on "unreasonable searches and seizures. But the Court offered tantalizing clues to its thinking that, in the modern electronic age, reasonable expectations of privacy warrant a review of Government -- and even third party -- collection of information.

The U.S. Chamber of Commerce and powerful music, film and publishing titans have gone too far in demanding that the Internet as we know it -- an engine of innovation, freedom, democracy, commerce, idea-sharing and entrepreneurship -- be throttled down so that their legitimate problems with offshore pirates can supposedly be solved. They think every problem is a nail but their only tool is a hammer, a sledgehammer. Their bills won't hammer the nail, but they will hammer you, me and the Internet.

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