U.S. PIRG CHOICE Act Senate 060917

What's New

News Release | Transportation

Groups Sue Trump Admin. for Risking Americans’ Health by Suspending Transportation Clean Air Safeguards

The Trump administration put Americans’ health at risk by abruptly suspending a federal safeguard intended to curb a major source of climate-changing emissions, the pollution from cars and trucks on the national highways, according to a lawsuit filed today. The Natural Resources Defense Council, U.S. PIRG, and the Southern Environmental Law Center on behalf of Clean Air Carolina, are suing the Federal Highway Administration for illegally suspending the clean air standard this year, and are seeking its immediate reinstatement.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

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News Release | U.S. PIRG | Financial Reform

As CFPB Turns 6 Years Old, PIRG Calls on Senate to Block Wall Street Attacks

Today, the Consumer Financial Protection Bureau turns 6 years old and has a lot to show for it. Because the CFPB is doing such a good job protecting consumers and making the financial marketplace fair, it faces escalating threats from its opponents, including Wall Street. Read our birthday news release and watch our new 2-minute video (we are joined by 98 groups) celebrating the CFPB.

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Blog Post | Financial Reform

It Makes No Sense to Eliminate Successful CFPB, Weaken Wall Street Reforms | Ed Mierzwinski

The successful CFPB turns 6 years old tomorrow, July 21. It's already returned nearly $12 Billion to over 29 million consumers harmed by unfair financial practices. Here is a birthday look at the Consumer Bureau's body of work so far and why it makes no sense for Congress to roll it back at the request of Wall Street lobbyists and other special interests.

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Guidance for Utilities Commissions on Time of Use Rates

As rapidly evolving renewable and energy efficiency technologies and economics drive ongoing transformation of America’s power sector, advocates from consumer, clean energy and environmental organizations are working together to provide guidance for utilities commissions and other stakeholders grappling with issues of electricity rate design.

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News Release | U.S. PIRG | Tax

U.S. PIRG Applauds Introduction of Bill to End Anonymous Shell Companies

This Wednesday, Representatives Peter King (R-NY) and Carolyn Maloney (D-NY) introduced the Corporate Transparency Act. Senators Chuck Grassley (R-IA) and Sheldon Whitehouse (D-RI) also introduced their companion bill, the True Incorporation Transparency for Law Enforcement (TITLE) Act. U.S. PIRG applauds the introduction of these bills, which would put an end to anonymous shell companies in the U.S.

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News Release | Health Care

Our Statement on Senate Health Care Bill

Statement by Jesse Ellis O’Brien, U.S. PIRG Health Care Advocate, on public release of the “Better Care Reconciliation Act.” 

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News Release | U.S. PIRG | Financial Reform

Statement Commending New Military Consumer Enforcement Act

Read our statement commending the introduction of the Military Consumer Enforcement Act by Sens. Jack Reed (RI), Sherrod Brown (OH) and others. These senators have the right idea-- strengthen the CFPB’s ability to protect servicemembers, veterans and their families. Why do others want to weaken the CFPB?

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News Release | U.S. PIRG | Financial Reform

Best Interest Retirement Rule Takes Effect Today

Today, the Labor Department’s rule requiring retirement advisers to make 401-k and IRA investment recommendations to you based on a fiduciary standard, or in your “best-interest,” not theirs, goes into effect after a 2-month delay imposed by the Trump administration. Read our statement.

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News Release | U.S. PIRG | Financial Reform

What Could Possibly Go Wrong?

Our statement on House passage of the Wrong Choice Act. The bill dismantles the successful CFPB and repeals most Dodd-Frank Act protections against another financial collapse. What could possibly go wrong if Wall Street banks and predatory payday lenders are allowed to run amok again?

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Report | U.S. PIRG Education Fund | Democracy

Empowering Small Donors in DC Elections

This report examines how a small donor matching program would have reshaped the fundraising of competitive candidates for DC Council, Mayor, and Attorney General during their most recent campaigns.

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Stop Payday Predators

Payday loans are among the most predatory forms of credit on the market. Though they are marketed as having “reasonable” fees or charges, typical interest rates exceed 300 percent. And because the payday lenders’ bottom line actually depends on borrowers’ inability to repay — most payday fees come from borrowers who take out more than 10 loans a year — they target people with low incomes and no other options.

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Report | U.S. PIRG Education Fund and Frontier Group | Budget, Tax

Following the Money 2016

State governments spend hundreds of billions of dollars each year through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Public accountability helps ensure that state funds are spent as wisely as possible.

State-operated spending transparency websites provide checkbook-level detail on government spending, allowing citizens and watchdog groups to view payments made to individual companies, the goods or services purchased, and the benefits obtained in exchange for public subsidies.

 

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Report | U.S. PIRG | Higher Ed

Covering the Cost

A report explaining why decision-makers can no longer afford to ignore high textbook prices.

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Report | U.S. PIRG | Democracy

Boosting the Impact of Small Donors, February 2016

Mega-donors and special interest groups have flooded this year’s presidential race with a record breaking sum of money. What would our elections look like if a small donor empowerment program were in place?

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Blog Post | Tax

First Gambit in Tax Reform Debate a Threat to Taxpayers | Michelle Surka

The tax reform battle in Congress is looking to be a long, hard-fought one, but the president’s recent executive order shows that there may be no need to wait to start giving huge tax breaks to corporate giants. 

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Blog Post | Consumer Protection, Financial Reform

What is the CFPB’s role in protecting consumers? | Gideon Weissman

The Consumer Financial Protection Bureau was created in the wake of the 2008 financial crisis with one mission: to protect consumers in the financial marketplace. But how exactly is it protecting consumers from mistreatment? We explain.

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Blog Post | Consumer Protection, Financial Reform

What did the CFPB do about Wells Fargo opening unauthorized accounts? | Gideon Weissman

The Consumer Financial Protection Bureau (CFPB) is the first federal agency devoted to protecting consumers in the financial marketplace. In 2016, the CFPB held Wells Fargo accountable for unfair treatment of its customers.

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Blog Post | Consumer Protection, Financial Reform

How the CFPB Helps Protect Older Americans | Elizabeth Ridlington

In the 1990s, my grandmother lost $60,000 to a financial scammer who took advantage of her age and vulnerability. A lucky, and perhaps illegal, phone call from her bank flagged the problem to the family. Today, thanks to the Consumer Financial Protection Bureau, I think it’s likely the problem would be noticed and stopped sooner.

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Blog Post | Consumer Protection

A Step Forward For Digital Privacy | Ed Mierzwinski

Cross-post of a blog from Illinois PIRG director Abe Scarr on yesterday's State Senate victory on Internet privacy. The measure heads to the state House.  Just a few short weeks ago, the U.S. FCC supported successful Congressional efforts to repeal its own broadband rules. Illinois is among numerous states now taking the lead to restore privacy rights, after the FTC, the FCC and the Congress have supported efforts by Big Tech, cable and telephone lobbyists  to take them away. Of course, those lobbyists are now besieging state capitols, but this time, consumer protection prevailed.

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DEFEND THE CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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