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Blog Post | Consumer Protection

Delayed CFPB/Other Wall Street Reform Rollbacks Happening Today On House Floor | Ed Mierzwinski

Last month the House canceled floor consideration of the Financial Services and General Government Appropriations bill. FSGG is back on the floor today and tomorrow. We urge support of amendments to protect the Consumer Financial Protection Bureau (CFPB) but, since they won't pass, we urge a no vote on the bill. Here's an updated excerpt from my previous blog.

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Blog Post | Public Health, Food

Excellent Article about Subsidies and Obesity | Steve Blackledge

A new study has found that taxpayer-funded food subsidies are making us obese and unhealthy. TIME Magazine has an excellent write-up of the study.

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News Release | U.S. PIRG | Public Health, Antibiotics

Activists Celebrate National Fried Chicken Day by Calling on KFC to Save Antibiotics

On National Fried Chicken Day, volunteers and staff with U.S. PIRG held thirty events in front of KFCs across the country to call on the Colonel of fried chicken to switch to serving chicken raised without routine antibiotics.

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Blog Post | Democracy

Five things you need to know about gray money | Sarah Friedman

Since the 2010 Citizens United ruling, we've heard about Super PACs able to spend unlimited amounts on our elections while obscuring the sources of the cash. Now, their tactics are getting even more creative.

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Blog Post | Financial Reform

In Closing the Hedge Fund Loophole, an Opportunity for Bipartisanship | Jeremy Flood

It’s no secret that neither Congress nor the leaders of the two major parties can agree on much these days. This is perhaps even more true on tax policy than any other issue. So, when there is bipartisan agreement on sensible tax reform, we should not only take notice, but seize the moment to get something done

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News Release | U.S. PIRG | Democracy

Senate Money in Politics Package Stops Short of Comprehensive Reform

On Thursday, lawmakers in the Senate introduced a package of election reform legislation. U.S. PIRG commends the sponsors of today’s legislation, but the proposed package fails to include one of the most essential campaign finance reform measures.

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News Release | U.S. PIRG Education Fund | Democracy

Big money maintains hold on congressional primaries in CA, IA, MT, NJ, NM, NC, SD

86% higher fundraising candidates win congressional primaries in 2016 elections

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News Release | U.S. PIRG Education Fund | Democracy

ADVISORY: Congressional Money Report to Highlight June 7 Primaries

On Wednesday, June 8, U.S. PIRG Education Fund will release an update to its report on the success of big-money candidates in congressional primaries. The update will amend the report to include the results of House and Senate races in California, Iowa, Montana, New Jersey, New Mexico, North Carolina and South Dakota, showing how often better-funded congressional candidates win their races.

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News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

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LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

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Report | U.S. PIRG Education Fund | Consumer Protection

Why You Should Get Security Freezes Before Your Information is Stolen

Here are tips for preventing ID theft and using a security freeze:

How To Avoid Identity Theft

How To Use a Security Freeze

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Report | U.S. PIRG & Center for Digital Democracy | Consumer Protection

Comments to U.S. Treasury Department on Online Marketplace Lending

In response to a "Request for Information" from the U.S. Treasury Department, last week U.S. PIRG and the Center for Digital Democracy filed a detailed comment recommending that regulators take a close look at the activities of a new "Big Data" financial sector of online marketplace lenders, which includes so-called "peer-to-peer" lenders. While the sector has potential to be innovative and provide lower-cost loans to consumers, and to improve financial opportunity for underserved consumers, there are risks in "light-touch" regulation.

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Report | U.S. PIRG and Citizens for Tax Justice | Tax

Offshore Shell Games 2015

U.S.-based multinational corporations are allowed to play by a different set of rules than small and domestic businesses or individuals when it comes to the tax code. Rather than paying their full share, many multinational corporations use accounting tricks to pretend for tax purposes that a substantial portion of their profits are generated in offshore tax havens, countries with minimal or no taxes where a company’s presence may be as little as a mailbox. Multinational corporations’ use of tax havens allows them to avoid an estimated $90 billion in federal income taxes each year.

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Report | U.S. PIRG | Democracy

Fighting Big Money, Empowering People

Like every generation before us, Americans are coming together to preserve a democracy of the people, by the people, and for the people. American democracy is premised on the consent of the governed, and on the idea that we all deserve a say in the government decisions that affect our families. We stand united supporting commonsense protections that recognize the people as the ultimate check on the corrosive influence of money in politics, which is eroding the very foundation of self-government.

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Report | US PIRG Education Fund | Consumer Protection

Mortgages and Mortgage Complaints

Our sixth report analyzing complaints in the CFPB's Public Consumer Complaint Database evaluates mortgage complaints, the number one source of complaints to the CFPB, totaling 38% of nearly 500,000 complaints posted since 2011.

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Blog Post | Democracy

Six Twitter users to follow for all things democracy | Chris MacKenzie

This election cycle news about money in politics, election fiascos and voting rights is breaking at the speed of, well, Twitter. If you want to stay up-to-date, we’ve got your back.

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Blog Post | Transportation

Clean Transportation Doesn’t Need To Be A Distant Utopia | John Olivieri

For many, when they think of combating global warming, they think of solar panels on rooftops and eliminating coal fired power plants. But, the truth is, there is not an effective solution to address global warming that does not deal with transportation as well.

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Blog Post | Public Health

What’s that toxic smell? One Father Clashes with the Chemical Industry | Anna Low-Beer

The movie Stink! originated with one pair of children’s pajamas that Director John Whelan bought his daughters for Christmas in 2011. The new pajamas, when taken out of their plastic packaging, smelled overwhelmingly of chemicals. That one smell prompted Whelan to look deeper into fragrance and the chemical industry’s use of secret and often toxic chemicals in our everyday products. He simply wanted to know – what’s in the stuff we buy? “It seemed like a common-sense question to ask…I’m just trying to find out what chemicals they would put on kids’ pajamas,” he said. A common-sense question, yes. One with a simple answer? Not so much. 

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Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

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Blog Post | Democracy

Losing the Voting Rights Act: A Timeline | Sarah Friedman

A historic piece of legislation, the Voting Rights Act has protected fair access to the polls since 1965. But recent changes have gutted critical protections offered by the VRA. Here's what you need to know.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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