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News Release | U.S. PIRG | Budget, Tax

New Factsheet Outlines How Corporations Get Tax Write-Offs for Consumer Harm

A new factsheet from the U.S. Public Interest Research Group documents how corporations that have been charged with harming consumers through mortgage violations, price-fixing, racial discrimination and other charges have typically been able to write off the cost of their misdeeds on their taxes.

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Blog Post | Public Health

Trade negotiations need more public input | Ed Mierzwinski

This week, the President has sent U.S. Trade Representative Michael Froman out to convince the public that trade deals are good for everyone, not only special interests. In my role as U.S. chair of the TransAtlantic Consumer Dialogue, I respond to his latest proposal for a "Public Interest Advisory Committee."

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News Release | U.S. PIRG | Higher Ed

Put Students Before Fees

Statement of Christine Lindstrom, U.S. PIRG Higher Education Program Director, on today’s GAO report on campus debit cards.

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Media Hit | Financial Reform

Why you should keep your debit card at home

[...]debit cards do not share the same consumer protections as credit cards. This week’s series of data security hearings on Capitol Hill, an outgrowth of the recent rash of retail data breaches, highlighted the unequal treatment. Not all of the 40 million Target customers who had their debit and credit card numbers stolen during the holidays can rest easy about their liability for fraudulent charges, Ed Mierzwinski of the U.S. Public Interest Research Group pointed out to lawmakers.[...]

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Blog Post | Budget

Our Taxpayer Dollars: Going to Waste and Wealthy Corporations | Jaimie Woo

 

Congress just passed a Farm Bill that will put taxpayers on the hook for another five years of billion-dollar handouts to huge, wealthy agribusinesses. Even the most modest reforms to trim subsidies were stripped out or watered down at the last second by the chairs of the House and Senate Agricultural Committees.

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Bounced Checks Could Land You On A Banking Blacklist

"NEW YORK (CBSNewYork) — Bounced checks and forgotten overdraft fees can happen to anybody. But now, some banks are using those money mistakes against customers. [...] Consumer advocates said that some of the people being shut out have records that were dinged accidentally." (Video and print story available)

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News Release | U.S. PIRG Education Fund | Transportation

New Study Reveals Driving on the Decline in 46 States

Americans have cut their per-person driving miles in 46 states plus Washington, D.C., since the middle of the last decade. The states with the biggest reductions in driving miles generally were not the states hit hardest by the economic downturn. The majority—almost three-quarters—of the states where per-person driving miles declined more quickly than the national average actually saw smaller increases in unemployment compared to the rest of the nation.

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News Release | U.S. PIRG | Higher Ed

President Makes Commitment to College Access

Students are the future of this country and it is critical that we set them up for success. Today, the president made a serious commitment to increasing access to higher education, and that is a major step in the right direction.

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News Release | U.S. PIRG Education Fund | Health Care

U.S. PIRG Education Fund Announces “Health Insurance 101” Campus Education Campaign

U.S. PIRG Education Fund celebrated the kick-off of its new health care outreach and education effort focusing on young Americans. The outreach effort comes as the Affordable Care Act’s “health insurance marketplaces” prepare to open in states across the country.

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News Release | U.S. PIRG | Consumer Protection

Five Safety Breakthroughs in Five Years

On August 14, 2008, the CPSIA was signed into law after a deliberative process and overwhelming bipartisan support in both the U.S. House and Senate. The law includes strong product safety reforms that revitalized the Consumer Product Safety Commission.

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Report | U.S. PIRG | Democracy

Breaking Free With Fair Elections

Fair Elections – systems with full public financing of elections – would help improve the openness, honesty, and accountability of government. They would also free public officials to respond to the interests of voters without worrying about hurting their ability to raise money from deep-pocketed donors. If we want to protect the environment, design a better health care system or improve our energy policy, we need a political system that encourages lawmakers to listen more to voters than to oil and gas companies, pharmaceutical giants and other industries.

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Report | U.S. PIRG Education Fund | Public Health

Toxic Pollution And Health

Using the latest available TRI data, we examined releases of chemicals known or suspected to cause serious health problems and identified states and localities that are bearing the brunt of this pollution. Specifically, we looked at releases of substances recognized by the state of California to cause cancer, birth defects or reproductive problems; we also looked at releases of substances suspected by scientists to damage the neurological or respiratory systems.

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Report | U.S. PIRG | Democracy

Honest Enforcement

Some argue that last year’s scandals, which lead to the conviction of two congressmen and several top aides, are evidence that ethics enforcement in Congress works. The actual facts leading up to the convictions, however, are more an indictment of the current process than a testament to its success.

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Report | MASSPIRG | Higher Ed

Exposing the Textbook Industry

MASSPIRG conducted a survey of 287 professors from a variety of disciplines at Massachusetts colleges and universities over the fall semester of 2006 to get their views on textbook industry practices that drive up prices.

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Report | U.S. PIRG | Higher Ed

Cutting Interest Rates, Lowering Student Debt 2007

Some in Congress have proposed lowering student loan interest rates to reduce the debt burden facing students and families.  This report addresses one specific proposal to cut interest rates on undergraduate subsidized Stafford student loans in half, from 6.8% to 3.4%, over a period of five years.

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Blog Post | Consumer Protection

Spokeo to pay $800,000 in FTC settlement: Sold social network data for employment uses | Ed Mierzwinski

(POST UPDATED): The data broker Spokeo has agreed to pay penalties of $800,000 over multiple violations of the Fair Credit Reporting and FTC Acts. It's important as the first FTC case over the "sale of Internet and social media data in the employment screening context."

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Blog Post | Consumer Protection

Could portable bank account numbers ease moving your money? | Ed Mierzwinski

PIRG "Big Banks, Bigger Fees" reports have documented the many so-called "switching costs" problems consumers face when trying to move their money to a new bank (or credit union). Account number portability, which has worked well for phone company switching, could be a part of the solution.

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Blog Post | Consumer Protection

Tell Jamie Dimon: "Leave the Fed" and Other Bank News | Ed Mierzwinski

JP Morgan Chase chief Jamie Dimon has been one of the leading opponents of strong bank regulations but still sits on the board of one of his bank's chief regulators-- the New York Fed --despite his bank's recent gambling losses. Help us tell Jamie: it's time to go. 

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Blog Post | Food

Crop Insurance: A Taxpayer Giveaway by Another Name | Nasima Hossain

Just like other agriculture subsidies, the federal crop insurance program directs billions of taxpayer dollars to the biggest agribusinesses, with the payouts biased towards commodity crops that are often processed into junk food ingredients.  The program directly subsidizes agribusinesses’ insurance premiums on coverage they would buy anyway, making it yet another way taxpayer dollars pad Big Ag’s profits

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Blog Post | Consumer Protection

CFPB seeks your views on prepaid cards, including campus cards featured in our latest report | Ed Mierzwinski

The CFPB wants your views on general purpose reloadable prepaid cards. Some of the campus cards featured in U.S. PIRG Education Fund's new report, the Campus Debit Card Trap, are prepaid cards, others are debit cards, and there is a difference.

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Priority Action

The overuse of antibiotics on factory farms is threatening these lifesaving antibiotics. Call on the Obama administration to put an end to the worst practices. 

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