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Blog Post | Financial Reform

We oppose latest effort to weaken CFPB, other bank regulators | Ed Mierzwinski

Today, the House Financial Services Committee holds its latest cattle-call markup of a package of industry-backed bills designed to weaken consumer, taxpayer, depositor and investor protections. We've signed a letter opposing the so-called TAILOR (Taking Account of Institutions with Low Operation Risk) Act, which piles redundant requirements onto the Consumer Financial Protection Bureau and other regulators to do what they already do by existing law--treat small banks and credit unions differently than mega-banks. Also, the PIRG-backed Americans for Financial Reform sent up a letter opposing the TAILOR Act and 6 more of the 10 bills on the agenda because they are designed to weaken consumer, taxpayer, depositor and investor protections.

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Blog Post | Consumer Protection

20 groups call on FTC to protect consumers and prohibit the sale of certified used cars with unrepaired safety recalls | Deirdre Cummings

U.S. PIRG joined more than 20 consumer organizations in calling on the Federal Trade Commission (FTC) to prohibit the practice of selling “certified” used cars with unrepaired safety recalls. The formal comments were in response to the FTC's proposed settlements with General Motors, Jim Koons Management, and Lithia Motors. 

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Blog Post | Public Health

Progress in the chicken industry | Bill Wenzel

One thing is for sure: when it comes to chicken, the industry changing, and consumers can take a lot of credit.

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Blog Post | Democracy

This spring’s hottest trend in election reform

It’s not just a fad. As winter comes to a close, states across the country are making waves with the biggest new idea in election reform.

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News Release | U.S. PIRG | Democracy

Voter Registration Rollback Heads to Gov. Scott Walker (WI)

On Tuesday, the Wisconsin Legislature passed a new bill that would virtually end voter registration drives and roll back municipal efforts to increase voter turnout.

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News Release | US PIRG | Tax

S&P Settlement Could Leave Taxpayers Partly Underwater Again

Standard & Poor’s (S&P), the bond-rating agency whose past practices have been tied to the mortgage crisis, is in negotiations with the U.S. Justice Department to settle allegations of civil fraud with a payout of over $1 billion. Unless the Justice Department specifically forbids it, the deal could allow S&P to claim the payment as a deductible business expense worth more than $350 million.

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News Release | U.S. PIRG | Consumer Protection

House Passes Two Bills Favored By Wall Street, Harmful to the Public

Statement of Consumer Program Director Ed Mierzwinski: "This week, the U.S. House of Representatives passed two awful bills on behalf of Wall Street and the U.S. Chamber of Commerce. One bill weakens important 2010 financial system reforms designed to prevent another financial system collapse like the one in 2008 that occurred due to Wall Street malfeasance. The second imposes massive roadblocks in front of any agency, from EPA and FDA to the financial regulators, seeking to protect the public's health, safety or wallets. We will seek to block these bills in the Senate and at the White House."

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News Release | U.S. PIRG | Consumer Protection, Higher Ed

USPIRG LAUDS CFPB SAFE STUDENT BANKING INITIATIVE

WASHINGTON, DC --   Today the Consumer Financial Protection Bureau launched an initiative to protect students from the high banking fees and aggressive marketing surrounding campus bank accounts.

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News Release | U.S. PIRG | Democracy

Study Shows Big Donors Dominated Competitive 2014 Congressional Races

U.S. PIRG today released a new study, “The Money Chase: Moving from Big Money Dominance in the 2014 Midterms to a Small Donor Democracy,” at a joint research summit with seven other major money in politics organizations. The study, which was written by U.S. PIRG and Demos, found that the top two vote-getters in the 25 most competitive districts in 2014 got 86 percent of their campaign contributions from individuals giving $200 or more. Only two of the 50 candidates surveyed raised less than 70 percent of their individual contributions from big donors, and seven relied on big donors for more than 95 percent of their individual contributions. 

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News Release | U.S. PIRG Education Fund | Transportation

Federal Highway Administration Quietly Acknowledges the Driving Boom is Over

The Federal Highway Administration (FHWA) has very quietly acknowledged that the Driving Boom is over, which will help avoid wasting billions of dollars for unnecessary highway expansion.

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Report | U.S. PIRG | Higher Ed

Lending A Hand

The student loan industry, a $40 billion dollar-a-year market, is dominated by federally subsidized lenders. These lenders receive millions each year in subsidies from the federal government in addition to income from loan interest payments. This report documents the political spending of the five largest holders of federally subsidized student loans, namely Sallie Mae, the Student Loan Corporation of Citibank (a subsidiary of Citigroup), First Union National Bank, Wells Fargo Education Financial Services, and the National Education Loan Network (Nelnet).

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Report | U.S. PIRG Education Fund | Democracy

The Best Elections Money Can Buy

One of American democracy’s most pressing problems is that large contributions—which only a fraction of the American public can afford to make—unduly influence who can run for office and who wins elections in the United States. In 2000, 94 percent of the candidates who raised the most money won their general election contests.1 In the 2002 congressional primaries, 90 percent of the biggest fundraisers emerged victorious.

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Report | U.S. PIRG Education Fund | Democracy

The Wealth Primary 2002

Our analysis of Federal Election Commission (FEC) campaign finance data for the 2002 election cycle indicates that money played a key role in determining election outcomes and that the majority of campaign contributions came from a small number of large donors (many of whom reside out-of-state).

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Report | U.S. PIRG Education Fund | Democracy

Contribution Limits And Competitiveness

For years, academics, political theorists, and campaign finance reformers have debated the causal relationship between campaign contribution limits and the outcome of elections. Some argue that limiting campaign contributions amounts to "incumbent protection;" others contend that limits make challengers more competitive. This study is the first of its kind to comprehensively examine the states with contribution limits and empirically measure changes in competitiveness.

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Report | VPIRG | Public Health

Hidden Hazards

Polymer clays are a form of modeling clay that have become popular in recent years among children, adolescents and adult craftspeople. Unfortunately, these clays contain polyvinyl chloride (PVC) mixed with phthalate plasticizers. While the phthalate plasticizers make the clay soft and workable, they are also associated with potential health risks. Phthalates as a class of chemicals have been implicated in birth defects, reproductive problems, nerve system damage and other negative health effects.

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Blog Post | Consumer Protection

Will U.S. Trade Deal With Europe Eliminate Consumer Protections? | Ed Mierzwinski

Tomorrow, Tuesday, on Election Day, Washington State voters will consider the question "Yes On 522: To Label Genetically-Modified Foods." The right to choose your food is a right that American consumers want and every European citizen already has. But at the behest of the powerful agribusiness industry, U.S. trade negotiators want to take it away from all of us on both sides of the Atlantic in a secret deal. U.S. PIRG is among the consumer groups pushing back.

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Blog Post | Higher Ed

Student Loan Forgiveness: Available for Many, Used by Few | Ethan Senack

More than 33 million Americans are eligible for student loan forgiveness, but only a tiny fraction to advantage of the program.

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Blog Post | Democracy

The People Strike Back

On October 8, as the Supreme Court debated lifting the aggregate limit on campaign contributions, a growing democracy movement was out in full force in front of the Court and in cities across the country.

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Blog Post | Budget, Tax

Webinar for State Officials on Spending Transparency

U.S. PIRG Education Fund conducted a webinar with officials from 31 states on ways to improve online spending transparency.

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Blog Post | Consumer Protection

CFPB Report Shows Credit CARD Act Works | Ed Mierzwinski

Last week, the CFPB released a report showing that the landmark PIRG-backed Credit CARD Act of 2009 is saving consumers billions of dollars by helping them avoid penalty fees and unfair interest rate increases. We joined CFPB director Richard Cordray and others in Chicago to discuss the report's findings.

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Priority Action

We're calling on big restaurant chains to stop the overuse of antibiotics on factory farms. Tell KFC to stop serving meat raised on routine antibiotics.

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