Making Health Care Work

With the Supreme Court uphold the health reform law, it’s time for the states to move forward to make sure consumers see the benefit of lower costs and better quality coverage.

At stake is how we set up new insurance marketplaces — the single biggest tool we have to clean up health care. The new state insurance exchanges will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, U.S. PIRG is pushing to see that the exchanges:

1. Negotiate for better plans. By demanding better care for less cost, the exchanges can use the collective power of hundreds of thousands of consumers to finally demand that the industry does better. 
2. Have high standards, so that bad plans aren’t an option. 
3. Are open to as many people as possible. Limits that shut some individuals and businesses out of the exchanges would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken them. 
4. Are accountable to the public.