Wall Street, big banks, and their allies in Congress are working to strip away vital consumer protections we rely on every day.

There are those who argue that over-regulation is crippling the economy and stifling opportunity. And there certainly are examples of laws that go too far, regulations we could do without, and rules that are downright ridiculous. Maybe you’ve heard about the case of the little girl needing a $3500 permit to operate a lemonade stand?

But right now in the name of regulatory reform, Wall Street, big banks, and their allies in Congress are working to strip away vital consumer protections we rely on every day. Protections that keep Wall Street in check, and keep our retirement savings and college accounts safe. Protections that ensure financial services are offered at a fair price, and with the consumers' best interests in mind. Laws that help ensure our personal financial data is kept secure, and is accurate. Even rules that ensure airline passengers have basic rights when they travel.

Defending Consumer Protections In Washington

U.S. PIRG’s Watchdog team is on the ground in Washington, D.C., keeping an eye on any legislation or policy that threatens common-sense consumer protections, or puts consumers at risk. And together with our 25 state affiliates we’re working to build enough consumer champions in the Senate that we can keep our Consumer Cop on the financial beat.

Through our research and public education, we’re also working to make sure that when it comes to consumer protections, lawmakers have all the facts, citizens stay informed, and decisions that affect all of us are made in the open. And when consumer protections are threatened, we work with the media to get the word out, and to put pressure on our leaders to do the right thing.

Our focus is on making a difference in public policy and in our lives. We look for the places where our combination of advocacy, grassroots action and policy expertise can make the biggest impact.

Recently we’ve taken actions and won policies that helped to establish the Consumer Financial Protection Bureau, helped protect consumers from identity theft in the wake of the Equifax data breach, ensured products we bring into our homes are safe, stopped credit card and payday lenders from ripping people off, and helped consumers find the best deals on banks and other financial services. We’ve worked hard to win these victories, and with our members and other supporters, we’re determined to defend them.

We work to unite people from all across the political spectrum around common-sense solutions to problems we all face. Our advocates in Washington, D.C., lobby members of Congress from both parties. Our advocates in the states build coalitions that include small business owners, health care professionals, religious leaders and people from all walks of life. Our organizers and canvassers talk to thousands of people every week.

Keep Our Consumer Cop On The Financial Beat

The best way for you to help is to join us to defend the CFPB from those who would weaken or eliminate it. Tell our Senators to stand up and protect our consumer cop.

Top photo: The White House