Consumer Protection
PROTECTING CONSUMER SAFETY—Toys should not be toxic or dangerous for children to play with. Our food should not make us sick. The terms for banking and credit accounts should be clear and easy to understand.
LOOKING OUT FOR CONSUMERS
U.S. PIRG’s consumer program works to alert the public to hidden dangers and scams and to ban anti-consumer practices and unsafe products.
TROUBLE IN TOYLAND
For 30 years, U.S. PIRG’s "Trouble In Toyland" report has surveyed store shelves and identified choking hazards, noise hazards and other dangers. Our report has led to at least 150 recalls and other regulatory actions over the years.
Get our tips for avoiding dangerous toys.
BIGGER BANKS, BIGGER FEES
In April, U.S. PIRG released a report in which we surveyed more than 350 bank branches and revealed that fewer than half of branches obeyed their legal duty to fully disclose fees to prospective customers, while one in four provided no fee information at all. We also found that despite widespread stories about the “death” of free checking, free and low-cost checking choices are still widely available, if consumers shop around.
Find out how to beat high bank fees.
SEE ALL CONSUMER RESOURCES
Issue updates
Until recently, I did not have estate and end-of-life planning in mind, but it was the natural next step in my quest to be a responsible adult, with a nudge from the existential threat of the COVID-19 pandemic.
Advance directives are legal instructions that include a living will (different from a regular will) and a health care proxy. In them, you state what treatments you do or don’t want at the end of your life and who you want making health care decisions for you if you can’t.
Before listening to In Case You Get Hit By a Bus, I didn’t know about insurance that covers the costs of long-term care, such as home health care or nursing home care, for people who need assistance with daily living activities.
Getting my finances in order has been a work in progress over several years, starting with tackling credit card debt, paying off my car loan and then building an emergency fund.
After clearing those hurdles, I set more defined financial goals and plans in motion this year, including automatic deposits into new investment accounts.
Rohit Chopra will be the new director of the Consumer Financial Protection Bureau (CFPB). By a vote of 50-48 on Thursday, the Senate confirmed that the Federal Trade Commission (FTC) commissioner will take on the top position at the CFPB.
Mike Litt, U.S. PIRG’s consumer campaign director, issued the following statement.
Consumer Protection
The FCC is starting to fight back against robocalls
Research found that, despite the FCC's recent action, phone companies aren't doing enough to block spoofed calls and scam calls, despite a new law.
Consumer Protection
PIRG's consumer watchdogs get to work in wake of T-Mobile data breach
Cell phone carrier T-Mobile has announced that nearly 55 million Americans were affected by a hack of its records, which in some cases compromised Social Security numbers and driver’s license numbers. In response, PIRG published a tip guide for how those affected can protect themselves against identity theft or "phishing" scams.
Consumer Protection
Senate reintroduces the Veterans and Consumers Fair Credit Act
High-cost loans are marketed as easy paths to earning extra cash — but in reality, they’re long-term debt traps that often carry triple-digit interest rates. The Veterans and Consumers Fair Credit Act would cap interest rates on loans at 36 percent and help protect consumers, especially veterans, who are targeted by predatory lenders.
Consumer Protection
Is that really the IRS? Robocall protections take aim at spoofed numbers
Thanks to new FCC rules, most phone providers are now required to arm their customers with Caller ID verification to confirm whether calls on their network are actually coming from the number on display.
Latest Reports
Tools & Resources
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No Write-Offs for Consumer Ripoffs
Corporations Able to Secure Tax Deductions for Mortgage Violations, Price-Fixing and Other Misconduct, But Two Bipartisan Bills Would AddressU.S. PIRG -
Consumer Brief Supporting NY Attorney General In Alzheimer's Drug Case
Actavis Seeks To Use Illegal "Product-Hopping" Scheme To Raise Rx Prices -
Letter from consumer groups to Experian & T-Mobile Re Data Breach
Demanding Firms Give Consumers Free Credit Freeze Protection -
Leading Groups Send Criteria for Evaluating VW Settlement
Seeking Compensation for Consumers and Environment -
Big Data and Fintech Resource: Powerpoint by Jeff Chester
Center for Digital Democracy -
U.S. PIRG Joins Legal Brief Defending CFPB Constitutionality
Case to be heard May 24th in DC Circuit, US Court of Appeals -
Medical Debt Malpractice
2-page Fact Sheet based on report -
Medical Debt Malpractice
2-page Fact Sheet based on report -
Letter Opposing HR 10, The Wrong Choice Act
Submitted to all Representatives on Day of House Floor Vote -
Fact Sheet: Older Consumers in the Financial Marketplace
An Analysis of Complaints, and Results, From the CFPB -
Our Amicus Brief Supporting the states of Ohio et al v. American Express
Before the Supreme Court of the US -
FinTech and Consumers
A draft report on the FinTech Universe -
Public Interest Privacy Principles
Endorsed by 34 Leading Groups -
Group letter opposing Nancy Beck to head CPSC
Former chemical industry official would be fox guarding henhouse -
Letter In Support of Credit Bureau Reform, HR5332
Protecting Your Credit Score Act -
Memo To Transition Team on Privacy and Digital Rights
A Blueprint for the Next Administration -
Amicus Brief of U.S. PIRG Ed Fund and NCLC
In re: Google Inc. Street View Electronic Communications Litigation -
Letter To FTC on Ending Amazon Prime Membership
Coalition Urges FTC To Investigate After Norwegian Report -
Letter To Congress Opposing Big Tech Nominees
BigTech Lobbyists Unacceptable for Antitrust Jobs -
Group Letter Urging Virginia Governor To Veto Privacy Bill
Supported By Industry Because It Doesn't Protect Privacy -
Letter to Congress from 325 groups urging repeal of OCC's "True Lender" Rule
"Fake" lender rule would facilitate predatory payday lending -
U.S. PIRG Supports Confirmation of Professor Lina Khan to FTC
Letter Supporting President Biden's Nominee -
Memorandum in Support of Motion for Summary Judgement
We sued the Trump-era CFPB over its illegal Taskforce on Federal Consumer Financial Law
Support Us
Your donation supports U.S. PIRG’s work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.