Make Higher Education Affordable

U.S. PIRG Higher Education Director Chris Lindstrom calling on Congress not to double the student loan interest rate.

Student Debt Is Skyrocketing

Higher education in America continues to be critical for both individual success and the social and economic health of our country. While college attendance has grown over the past two decades, state appropriations and federal aid have failed to keep pace with the rising cost of college, shifting more costs to students. As a result, more students than ever must rely on student loans to pay for a college degree, with the average borrower now graduating with over $26,000 in loan debt.  

Heavy student loan debt carries negative consequences for borrowers, who must make monthly payments with their hard-earned dollars rather than save up and get ahead. High debt can affect where graduates live, the kind of careers they pursue, when they start a family or purchase a home, and whether they can save for retirement. The combination of high student debt and low earnings can lead to default, ruined credit and wage garnishment. Such distress runs counter to the goal of higher education.

The U.S. PIRG Higher Education Project is working to:

1. Keep loans affordable: This July, interest rates will double on the subsidized Stafford loans that almost 8 million students use to pay for school. U.S. PIRG is campaigning to prevent interest rates from doubling and advocating for more and better repayment options once a student graduates. 

2. Increase grant aid to students, such as the Pell Grant: The Pell Grant is the federal government's cornerstone financial aid program, providing scholarship aid to almost 10 million students of modest income each year. U.S. PIRG is making sure that every student can rely on their grant to stay in school and make it to graduation.

3. Make textbooks affordable: Textbook prices are rising four times faster than inflation, leaving the average student now paying over $1,100 every year for textbooks. After working to end many tricks the publishing industry used to increase prices unfairly, U.S. PIRG is fostering real competition in the textbook market place by promoting more affordable options like open textbooks and open education resources.

Issue updates

Result | Higher Ed

Protecting students from unfair bank fees

We helped win protections for students from unfair fees associated with campus bank accounts. The new rules, released by the U.S. Department of Education, ban some of the worst and most predatory fees that students encounter from banks.

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News Release | U.S. PIRG | Consumer Protection, Higher Ed

U.S. PIRG Echoes CFPB Call for Improved Student Loan Servicing

Earlier today, The CFPB released a report reviewing the state of student loan servicing, identifying the industry’s pervasive failures.

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News Release | U.S. PIRG | Higher Ed

U.S. PIRG Joins 91 Organizations In Calling on White House to Open Access to Federally Funded Educational Resources

Washington, D.C. — Today, U.S. PIRG, along with a broad coalition of 91 education organizations, institutions of higher education, technology companies, and foundations called on the White House to ensure federally funded educational materials are made freely available to the public as the administration develops an Open Government Partnership plan this fall.

 

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News Release | U.S. PIRG | Higher Ed

College Students Win Key Protections against Banks, Financial Firms in Proposed Rule

 U.S. Department of Education reins in campus banking deals on campus

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Media Hit | Higher Ed

Congressman Rubén Hinojosa Introduces Legislation to Help Make College Textbooks More Affordable

The cost of new textbooks has increased 82%, three times faster than inflation, over the last decade

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News Release | U.S. PIRG | Higher Ed

Students Endorse New Senate Plan for Affordable Textbooks

Earlier today, Senator Richard Durbin (IL) and Senator Al Franken (MN) introduced the “Affordable College Textbook Act” that aims to make textbooks more affordable for today’s college students.

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News Release | U.S. PIRG Education Fund | Consumer Protection, Higher Ed

New Report Identifies Most Troublesome Private Lenders to Students

WASHINGTON – Thousands of American students are using the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database to settle disputes about private student loans, according to a new report from the U.S. PIRG Education Fund.

Sallie Mae, the student lending giant, generated the most private student loan complaints nationally, and ranked first or tied for first in every single state. Student loan borrowers in the U.S. carry $24,803 on average in total student loan debt.

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News Release | U.S. PIRG | Higher Ed

U.S. PIRG Urges Further Action on Campus Debit Cards

U.S. PIRG is urging federal policy makers to clean up the campus debit card marketplace, after an ABC News investigation found that a multimillion-dollar deal between TCF Bank and the University of Minnesota - which offered students checking accounts linked to their campus ID cards - hits students with hidden fees as high as $37 per transaction.

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News Release | U.S. PIRG | Higher Ed

President Makes Commitment to College Access

Students are the future of this country and it is critical that we set them up for success. Today, the president made a serious commitment to increasing access to higher education, and that is a major step in the right direction.

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News Release | U.S. PIRG

The U.S. House of Representatives passed the bipartisan FUTURE Act today, which permanently funds historically black colleges and universities and other minority-serving institutions, and streamlines financial aid.

News Release | U.S. PIRG Education Fund

College is expensive, requiring many students to take out significant loans to afford an education. On top of that, students have to deal with the additional costs of textbooks, computers and other critical supplies. As students head back to school -- or to school for the first time -- U.S. PIRG Education Fund is releasing a money-saving guide to help them cut those additional costs.

News Release

U.S. PIRG and partners submit letters to DOJ opposing Cengage - McGraw Hill merger

News Release

Dozens of student governments and organizations urge DOJ to block the Cengage - McGraw Hill merger

News Release

Federal appeals court allows lawsuit to proceed under state consumer protection law.

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