Credit Bureaus Let Wrongdoers Run Amok, Disrupt Mortgage-Seekers

By | Ed Mierzwinski
Senior Director, Federal Consumer Program

In the run-up to the 2006-2007 mortgage bubble that led to the total collapse of our financial system in 2008, the Big 3 credit bureaus sold products known as "trigger lists" that aided sketchy mortgage companies in disrupting consumer transactions. The lists were "credited" with making a bad situation worse. Guess what? Longtime syndicated housing columnist Ken Harney warns: "they're back."

We've been working hard to oppose a bill to weaken the Dodd-Frank Wall Street Reform and Consumer Protection Act. You remember, that's the law passed in the wake of the second-biggest financial collapse in our history, caused by Wall Street recklessness. The bill has massive support from both Wall Street and community banks. S2155 is on the Senate floor this week. It has enough Democratic votes to pass, but consumer champions are fighting back. Read our opposition letter.

News Release | U.S. PIRG | Financial Reform

After New Reports of Stolen Data, U.S. PIRG To Congress: Stop Letting Equifax off the Hook

Today Equifax admitted to losing information for over 2 million more Americans. Here's our release explaining why it's time for Congress to follow the lead of several states and hold Equifax accountable, insead of letting it off the hook.

News Release | U.S. PIRG | Financial Reform

U.S. Supreme Court Hears Argument in Case Affecting Consumers Nationwide

U.S. PIRG experts comment on a case heard before the Supreme Court Monday concerning whether American Express rules preventing merchants from steering customers to alternative lower-cost cards violate the antitrust laws. Hint: We agree with and supported several states that brought the case on behalf of their citizens. We also make the point that unless the states prevail, the practices of dominant tech platforms like Google and Amazon and Facebook will also be immunized from action.

News Release | Consumer Protection

Consumer Wins Landmark Safety Recall Case Against CarMax

Tammy Gutierrez of Bakersfield, Calif., has won an important victory against CarMax, arguing successfully that she had alleged valid claims that CarMax acted illegally when the auto giant sold her a car with an unrepaired safety recall. The modified ruling issued by the Fifth District Court of Appeal in Fresno on Thursday, Feb. 22, is widely considered to be the first decision challenging the legality of car dealers selling unrepaired recalled used cars that led to a state appellate court ruling 

Breaking The Cycle Of Debt: Why We Need The Payday Lending Rule

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

We call them debt traps for a reason: Payday lending has long led to schemes that literally trap consumers in consecutive loans with obscenely high interest rates.


Georgia's $2 billion Truck-Only Lanes: A Lesson in Outdated Transportation Planning

By | Matt Casale
Director, Highway Boondoggles Campaign

Like other major highways across the nation, Interstate 75 in the Atlanta metro area is plagued by congestion. And there are good reasons to think that it will get worse, unless there are major changes. Georgia's plan is to expand the highway by building new truck-only lanes. We know from experience that this won’t play out so well. Not only that, other options could solve the problem in a much more environmentally and socially-beneficial way.

News Release | U.S. PIRG Education Fund | Food

New Report: Reaping What We Sow: How the Practices of Industrial Agriculture Put Our Health and Environment at Risk


U.S. agriculture is at a crossroads. While the nation’s agricultural system now produces more food than we can consume or than is good for us, we are squandering our resources, technology and taxpayer-funded investments on farming systems and practices that prioritize higher yields and profitability without regard to the impacts on the environment and public health, or to long-term agricultural productivity.

News Release | U.S. PIRG | Democracy

Victory for democracy as D.C. Council approves Fair Elections Act


By approving the Fair Elections Act of 2017, the D.C. Council today voted to strengthen local democracy, empower small donors and break down barriers to running for office.

News Release | U.S. PIRG Education Fund | Financial Reform

Consumer Advocates Explain Crucial Public Interest in a Strong CFPB

The U.S. Consumer Financial Protection Bureau’s (CFPB) independence from external political influence is crucial to the agency’s mission of protecting consumers, 10 groups, including U.S. PIRG Education Fund, told a U.S. appellate court today in an amicus brief filed in the U.S. Court of Appeals for the District of Columbia Circuit. The groups are supporting the appeal of CFPB Deputy Director Leandra English in her lawsuit against the President and OMB Director Mick Mulvaney over the proper leadership of the Bureau in the absence of a Senate-confirmed director.



Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

Support Us

Your donation supports U.S. PIRG’s work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.

Consumer Alerts

Join our network and stay up to date on our campaigns, get important consumer updates and take action on critical issues.
Optional Member Code