Lowering your APR might be easier than you think

By | Kathryn Lee
Digital Campaigner

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

Should You 'Freeze' Your Credit Files to Lock Out ID Thieves?

Identity thieves can do all sorts of devious things with your personal information — open a new credit card in your name, steal your tax refund, or even get medical care with your health insurance.

News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

100+ Groups Oppose Provisions That Threaten Public Protections

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

The White House is expected to release its fiscal year 2017 budget proposal tomorrow. U.S. PIRG and various state PIRGs joined a coalition of more than 100 groups that sent the following letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders. 

News Release | U.S. PIRG | Democracy

Small donor program reshapes presidential fundraising, new report shows

Candidates in the 2016 presidential race would see a dramatic shift in fundraising success under a proposed small donor matching program, according to a new study by U.S. PIRG Education Fund.

News Release | U.S. PIRG | Democracy

Super PAC Fundraising Rises by Sevenfold, Show FEC Releases

New fundraising data released by the FEC shows an explosion in super PAC fundraising in the 2016 presidential race.

Report Back on the VW Road Trip

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

After driving 1,671 miles from Colorado over the course of 12 days, the big day arrived -- Marcus and Elisabeth made it to headquarters on Tuesday at 2 PM. I joined them to return their 2011 Jetta SportWagen TDI and deliver over 20,000 of our petitions to Volkswagen. 

News Release | U.S. PIRG | Democracy

On 6th Anniversary of Citizens United, Reforms Moving Across the Country

Thursday, January 21, marks the sixth anniversary of the Supreme Court’s decision in Citizens United v. Federal Election Commission, a case that struck down campaign finance regulations and opened federal, state, and local elections to increased political spending and less disclosure.

Media Hit | Make VW Pay

This Couple Is Driving Cross-Country To Return Their Polluting Jetta To VW Headquarters

Upset that Volkswagen deceived them into buying a not-so-clean diesel, Marcus Moench and Elisabeth Caspari are driving from Colorado to VW’s headquarters in Virginia to return their Jetta SportWagen TDI and drop off 20,000 petitions. I spoke with them about their journey. Here’s what they had to say.

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