All consumers pay more at the store and more at the pump because anti-competitive rules, practices and card acceptance (swipe) fees by credit companies and networks force merchants to raise prices on all consumers, including cash customers. We've been involved in Congress and the courts for years, on the side of merchants. This is U.S. PIRG Education Fund's friend of the court brief filed in the Supreme Court in support of a bi-partisan coalition of state attorneys general challenging American Express anti-steering rules that prevent merchants from advising consumers of alternative, lower-cost payment methods. We were joined by nine other leading groups, including Public Citizen, National Consumer Law Center and Consumers Union.