Consumer Protection

Breaking The Cycle Of Debt: Why We Need The Payday Lending Rule

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

We call them debt traps for a reason: Payday lending has long led to schemes that literally trap consumers in consecutive loans with obscenely high interest rates.

 

We Need A Consumer Champion To Lead The Consumer Bureau

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

 

From requesting no budget to moving the agency away from its mission, it’s clear: Mulvaney is not leading the Consumer Bureau, he’s trying to undermine it. That’s why we’re calling on our senators to only confirm a qualified consumer champion to permanently lead the Consumer Bureau. You can help by taking action now.

 

This Will Make Equifax Think Twice About How They’re Protecting Your Data

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

New bill will ensure that credit bureaus protect your information as if you actually mattered to them, and will both punish them and compensate you when they fail to do so.

News Release | U.S.PIRG | Consumer Protection

U.S.PIRG Statement on Government Shutdown

Our elected congressional representatives are letting partisan politics get in the way of their job: to fund the government. While gridlock engulfs Washington, our state and local governments have considerable authority to safeguard their residents' health, safety and quality of life.

Our Amicus Brief Supporting the states of Ohio et al v. American Express

All consumers pay more at the store and more at the pump because anti-competitive rules, practices and card acceptance (swipe) fees by credit companies and networks force merchants to raise prices on all consumers, including cash customers. We've been involved in Congress and the courts for years, on the side of merchants. This is U.S. PIRG Education Fund's friend of the court brief filed in the Supreme Court in support of a bi-partisan coalition of state attorneys general challenging American Express anti-steering rules that prevent merchants from advising consumers of alternative, lower-cost payment methods. We were joined by nine other leading groups, including Public Citizen, National Consumer Law Center and Consumers Union.

Our amicus brief in "English v. Trump and Mulvaney," CFPB leadership case

This is an amicus (or friend of the court) brief filed in U.S. District Court in support of plaintiff Leandra English, appointed acting director of the Consumer Financial Protection Bureau (CFPB) by outgoing director Richard Cordray. It was filed today by Public Citizen, Americans for Financial Reform, U.S. PIRG Education Fund and other leading consumer organizations in support of a motion seeking a preliminary injunction concerning who is the lawful acting director of the Consumer Bureau. Leandra English seeks to block the president's conflicting appointment of White House Office of Management and Budget director Mick Mulvaney to be acting CFPB director, (while incidentally also continuing to run OMB). The case is Leandra English vs. Donald J. Trump and John M. Mulvaney.

Letter Opposing S2155 In Senate Banking Committee

Tomorrow the Senate Banking Committee will begin and likely complete a markup vote of S2155, the Economic Growth, Regulatory Relief and Consumer Protection Act. Our opposition letter is attached and available for download. While the bill does not take a bludgeon to consumer protection, as the Financial Choice Act passed by the full House does, it does dramatically reduce protections for consumers in the mortgage marketplace while eliminating prudential safeguards applicable to many super-regional banks. Banks of that size were prominent in the financial crisis of 2008.

Report | U.S. PIRG Education Fund | Consumer Protection

Trouble in Toyland 2017

For over 30 years, U.S. PIRG Education Fund has conducted an annual survey of toy safety, which has led to over 150 recalls and other regulatory actions over the years, and has helped educate the public and policymakers on the need for continued action to protect the health and wellbeing of children.

Toys are safer than ever before, thanks to decades of work by product safety advocates, parents, the leadership of Congress, state legislatures, and the Consumer Product Safety Commission (CPSC). 

Among the toys surveyed this year, we found potential choking hazards, and two products with concentrations of lead exceeding federal standards for children’s products. We also found data-collecting toys that may violate children’s privacy laws. This report not only lists the potentially dangerous toys that we found this year, but also describes why and how the toys could harm children. The continued presence of hazards in toys highlights the need for constant vigilance on the part of government agencies and the public to ensure that unsafe toys do not harm children. 

News Release | U.S. PIRG Education Fund | Consumer Protection

32nd Annual “Trouble in Toyland” Survey Finds Dangerous Toys on Store Shelves

Stores nationwide are still offering dangerous and toxic toys this holiday season and, in some cases, ignoring explicit government safety regulations in the process, according to U.S. Public Interest Research Group (PIRG) Education Fund’s 32nd annual Trouble in Toyland report. The survey of potentially hazardous toys found that, despite recent progress, consumers must still be wary when shopping for children’s gifts.

 

 

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